We Can Answer All Your Help To Buy Questions
There are a number of different solutions to help people looking to buy their first property in Northern Ireland, including help-to-buy. Over the years, our mortgage advice team has helped people get onto the ladder to own their house with practical advice and by sourcing the best mortgage deals available.
If you would like to check if you could be eligible, then please get in touch on 0800 193 4874
Getting Onto The Property Ladder
Co-Ownership: The scheme allows you to buy a share of a property while Co-Ownership purchases the remaining share, which you can potentially increase over time.
Shared Ownership: There is also the option to purchase a percentage of a property and rent the other portion from a housing association.
Right To Buy: You could be eligible to purchase your Secure Housing Executive (NIHE) or housing association property.
Rent to Own: If you’re considering buying a new-build home but don’t have enough money for a deposit, Co-Ownership’s Rent to Own scheme could help. The scheme allows you to rent a new-build home with the option to buy it in the future.
Help To Buy ISA & Help To Buy Scheme: The Help to Buy ISA is no longer available to new applicants. However, if you already have a Help to Buy ISA, you can continue saving into it and may be able to claim the 25% government bonus when you purchase your first home.
Buying Your First Property?
If you’re not ready to buy but would like some advice about Help to Buy options, we would be happy to give you free advice to help you get onto the property ladder in the future. Often, just having a plan can be useful, and we’re here to help.
Advice on Financial Assistance
Message Your Questions
If you have questions you can call, email or send us a message on our contact form.