About NI Mortgage Advice

At NI mortgage advice we care about ensuring that all of our clients are supported with their mortgage needs whether you’re a first-time buyer or you’re investing in buy-to-let properties. 

You can give us a call to discuss your mortgage query on 0800 193 4874 and we will be delighted to explain exactly how our support and service works and how you can benefit by choosing NI mortgage advice as your mortgage broker. 


Our Values

We set our values to demonstrate the level of support and service you can expect from NI Mortgage Advice.

Transparent Advice

Honesty Support

We provide honest & transparent mortgage advice.

No Cost

High Quality

Experienced and regulated advisers will help arrange your mortgage.


You Can Rely On Us

We're here to make the mortgage process easier for you.

Responsive Service

Customer Care Matters

Our customer care team will always be here to help when you need us.

Mortgage adviser Northern Ireland

Free Mortgage Advice

At NI mortgage advice we provide free mortgage advice – that means we don’t charge you to have a conversation, there are no fees to discuss what options you have and if you decide that you wish for us to arrange your mortgage, then there are no fees to pay to us.

From an initial conversation through to supporting you with all the necessary paperwork, sourcing your mortgage deal and completing the application, we’re in your corner.

So how do we earn money to enable us to continue to offer our service? Most mortgage brokers receive a fee from the client and also from the mortgage lender for arranging the mortgage. Instead we have decided to cut that fee in half and not charge our clients a penny. We believe that the money available from the lender is sufficient enough to enable us to continue to provide our support and help as many people as we can with their mortgage needs.

Pat McDaid: Qualified Mortgage Adviser

Pat McDaid is a qualified mortgage adviser living in Northern Ireland and has been helping to arrange mortgages and protection since 1996.

Pat’s passion is to help save people money on their mortgages, ensuring in the process you’re receiving free advice and a mortgage which will be suitable for your needs.

At NI Mortgage Advice, our mortgage and protection advisers like Pat aim to exceed your expectations with reliable, trustworthy and honest advice. We work to find you the best mortgage, help you arrange the necessary paperwork and obtain approval from the lender on your behalf. We do this for free and you won’t need to pay us anything. We receive our fees from the lender and it doesn’t increase the cost of your mortgage.

Whilst Pat is available to talk through any queries you have, you can also speak to our customer support team between 8am – 7pm, Monday to Friday.

Pat McDaid

We HATE Fees – So We Just Don’t Charge Them

We’re on your side when it comes to arranging the best mortgage deal possible. That means we’ll find the best deals, explain your options and work with you to get everything in place.

And… there won’t be any surprise bills at the end.

Our Mortgage Advice Team

We have an extensive team here to support you at NI mortgage advice. We’ve got qualified and regulated mortgage advisers ready to assist you with everything from a mortgage query through to a mortgage application.

When you first get in contact you will speak to our customer care team and they take some basic information about yourself and your personal and financial situation.

Next you’ll speak to a mortgage adviser who will be able to talk through your query, offer insightful advice and then, if you wish, help you apply to obtain your mortgage.

Pat, one of our mortgage advisers, has been working in Northern Ireland arranging an extensive range of mortgages since 1996. Our advisors are based in Derry and the north of Northern Ireland, so we can offer local face-to-face visits or provide telephone and internet-based support throughout Northern Ireland.

Throughout the process you will have constant contact with our customer care team so even if your mortgage adviser is in an appointment, you will always have access to speak to someone at NI Mortgage Advice.

App for Mortgages

How Much Can You Borrow?

We’ve created two calculators which you can use to understand how much money you can borrow for your mortgage and what your repayments will be. If you need advice or would like to know what your interest rate could be, please get in touch.

Mortgage Repayment Calculator

How Much Can I Borrow Calculator